Ephor Group, Inc. Quarterly Newsletters
Newsletters 2023
Ephor Newsletter Q4 2023
In general, the private capital and lending community, due to the all the disruptive, uncertainty and risk in the exogenous world, is simply seeking to deploy capital to the “least risky” and most scalable and productive organizations. Business Model risk is something “the institutional community” can control therefore during times like these they focus here. This is especially prevalent in “asset light” service business where there simply are not hard or durable assets to backstop the investment.
Ephor Newsletter Q3 2023
With the 1st half of 2023 now behind us, and as we embark on Q3 2023 and beyond; especially during disruptive times with significant “exogenous” influences of present. Mid-year is always an opportune time to evaluate your business and its performance against expectations and the current market conditions & situations presented.
Ephor Newsletter Q2 2023
As we complete Q1 of 2023 and proceed towards the remainder of 2023, what we do know is that there will continue to be significant uncertainty and "increasing risk profiles" affecting every aspect of our lives & businesses including, the most recent bank failures combined, with ongoing inflationary costs, labor challenges, higher interest rates, increased government influence, just to add to the ongoing general "disruption in our markets".
Ephor Newsletter Q1 2023 - Actionable Guidance
Our Strategic Practice Leader Garry Meier communicated and defined a "RICHCESSION" approximately two weeks ago in our Q1 2023 Newsletter and at a high level outlined the effects these "RICHCESSIONARY" pressures will have on our small businesses and entrepreneurship. Most importantly at a high level, he provided the appropriate business model and "corrective" actions that we must make to offset these disruptive "RICHCESSION" challenges.
Ephor Newsletter Q1 2023
As we initiate the year 2023 there are a few knowns from Q4 2022 that we as the small business community must accept, they include:
We now know the results of the November elections and in general what the political environment will be in the near term; which will not be “friendly” to the small business community.